If you provide office space for your agents, require them to do floor time, or even attend a caravan or two, then you need Workers Compensation Insurance.  The exposure your agents have while driving around to show properties is paramount.

Many states require employers to provide Workers Compensation coverage to their employees. Even most independent contractors (like agents) need coverage.  There can be serious repercussions to go without it, every real estate firm should provide Workers Compensation for their agents.

We have access to multiple carriers with extremely competitive rates starting as low as 19 cents per $100 of payroll for the Real Estate class and 27 cents per $100 for the Mortgage Brokering class in California.